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Employee benefits


Total Benefit Systems, Inc. in Flint is here to help you and your business. We will guide you through the process of designing a benefit package that meets your business needs and budget. Our informative employee meetings will ensure your employees understand their health insurance plans. We can help you develop the best benefit package for your needs! 

Why are employee benefits important to your business?

Your employees are your most valuable asset. Help retain good employees with excellent benefit packages. We can help you choose a plan to fit your needs. From group health, life, short-term and long-term disability, to dental and vision, we have plans for groups of all sizes. We can provide you with cutting edge options, such as Qualified High Deductible Plans that can be used with Health Savings Accounts (HSA) and Health Reimbursement Accounts (HRA). Provide financial security to your employees and their families in the event of death or disability with group life and disability benefits.

We use only the best insurance companies for your benefits. This means less paperwork and headache for both the employer and employees. Happy employees can help your company's bottom line!

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The TBS difference

We're here to create fantastic campaigns that tell your story, grab attention, get people interested, and ensure that what you've got to say stands out from the rest.

We will PAY for Section 125 Administration (must have 10+ enrolled contracts)

We will PAY for COBRA Administration (must have 20+ enrolled contracts)

We will ASSIST with any claim issues. 

We will conduct an annual REVIEW to discuss changes in rates or benefits, making sure your benefit program is right for your business.

We will USE the best carriers to ensure your group’s benefit needs are met.

We will PROVIDE you with outstanding customer service.

We will CONDUCT annual employee meetings to review any changes to your benefit plan(s). Monthly meetings can be scheduled, if necessary.

We are HIPAA COMPLIANT to ensure confidentiality of personal information. All sensitive documents are shredded by a professional on-sight shredding service.

Employee Benefit Checklist

Employer Sponsored

  • Medical

  • Dental

  • Vision

  • Life Insurance

  • Short-Term Disability

  • Long-Term Disability

  • Health Reimbursement Arrangements

  • Health Savings Accounts

  • Flexible Spending Accounts

Voluntary

  • Dental

  • Vision

  • Life Insurance

  • Short-Term Disability

  • Long-Term Disability

  • Critical Illness

  • Hospital Indemnity

  • Accident

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