Tailored Coverage Solutions by Trusted Experts
Largest Independent Health Insurance Agency in Genesee County
TOTAL BENEFIT SYSTEMS
Benefits Broker Experts - Let us design a plan to fit your needs
We will guide you through the process of designing a benefit package that meets your business needs and budget.
Our informative employee meetings will ensure your employees understand their health insurance plans.
Our support team is here to ensure that things run smoothly, so you can focus elsewhere.
Why Choose Us?
Our Team
35+
years of experience
21+
providers to choose from
Our agents are licensed and stay current with continuous certifications and seminars to ensure we are up-to-date on all of the newest information, laws, regulations, and techniques in our field.
Since 1996 Total Benefit Systems has gained experience in the group benefits market. If you have a questions, we have answers. Call us today!
TBS by the numbers
385+ Businesses Insured Statewide
Largest Independent Health Insurance Broker in Genesee County
Over 100+ Combined Years of Work Experience in the Insurance Industry
“As a small business owner, our health insurance renewal is a daunting process. TBS lifts that burden for me in a few specific ways:
1. Our company is given a renewal package (along with alternative options) months in advance of our renewal.
2. TBS offers an in-person meeting to talk about plan options for our company. This is an immense time saver for me compared to communicating via email. It also highlights how TBS cares to come out and meet with me individually.
3. TBS communicates directly with our employees when they need help and have questions.
4. Correspondence is timely, thorough, and professional with a considerate and personal touch.
The whole process gives me confidence that we are making the most fiscally responsible decision, and that TBS is happy to facilitate, even though we are small company.”
Rebecca
Fenton, MI
“TBS made the process of choosing the right coverage for my company simple and stress free. Their expertise and patience ensured I fully understood all of our options and got the best policy for our staff. I highly recommend them for anyone looking for exceptional, personalized service!”
Corey
Fenton, MI
“Total Benefits Systems has been a fantastic partner for our nonprofit. When we needed help, Harvey stepped in and delivered outstanding support while saving us money. Our staff feel comfortable reaching out to Harvey and his team whenever they need assistance, and they make open enrollment a smooth and even enjoyable process! I have referred other business partners to him that have amazing things to say about TBS”
Nyse
Flint, MI
“The Total Benefits System team always goes above and beyond for their clients! They are never more than a phone call away if you need assistance. They have been listening to our needs and helping us find the right resources for our employees, based on cost, quality, and ease of service for more than 18 years. The TBS team comes to our organization every year in person to meet with our employees and make sure they understand their full benefits and that they are getting the most out of them!”
Lauren
Flint, MI
Contact us
5151 Gateway Centre, #200
Flint, MI 48507
Toll Free: 1-866-438-8271
Telephone: 810-239-0200
FAX: 810-239-5318
Please note Total Benefit Systems, Inc. is licensed to conduct business in the State of Michigan. You must be a legal Michigan resident/business to apply for coverage offered by our Agency. Please note, filling out an online application does not guarantee coverage, proof of residency required. Please refer to insurance carrier website for complete details regarding network coverage areas, plan limits and exclusions, eligibility requirements, copayment and deductible requirements and to obtain a summary of benefits. An authorized independent agent for Blue Cross Blue Shield of Michigan and Blue Care Network.